Conducted by Ward Research in Summer 2003
Self-employed, part-time employees
and other not eligible for employer-sponsored coverage under the
Prepaid Health Care Act said they would enroll in a government-sponsored
health program if they learned they were eligible.
In terms of
paying for private insurance, the survey determined that the self-employed
are willing to pay a monthly average of $108 for
insurance covering doctor/hospital costs, while part-time workers
are willing to pay $70 a month for the same coverage. If dental coverage
were included, 59 percent of the self-employed, and 47% of part-time
workers would pay about $195 a month for total coverage.
offered would be to have higher deductibles and lower overall premium
costs, rather than vice-versa – favored by
a majority of those workers surveyed.
Next to doctor and hospital
cost coverage, dental insurance and prescription drug coverage
were deemed most important.
A total of 451 employers were surveyed
from Aug. 7 to Sept. 4, 2003. The sample included 278 small businesses
businesses (20-99), and 65 large businesses (100+). The margin of
error is ± 4.6%.
For the complete results, please download